Enter your luxury monthly spending.
At this level, you not only maintain your lifestyle—you can upgrade it. Travel more often, lease a luxury car, enjoy premium services or memberships. It's the reward for years of discipline. The luxury items you choose reflect your values, whether that's comfort, status, or experiences.
This page helps you quantify those dreams. Add 2–3 monthly luxury expenses, and the calculator will add them on top of your Independence base. Your new FIRE number reflects your dream life—one you can live without lifting a finger for income. Freedom starts here.